India Credit Card Help Guide

Credit Card Help Guide

Smart Credit Card Use: Free Android Application to Track & Manage Cards / Expenses

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SCU SMS BankingCredit cards also known as plastic currency is one of the best and secure medium of shopping and it is getting popular within today’s generation, especially in IT sector people. As per the Reserve Bank of India ATM & Card Statistics for May 2014, Indian people spent over 1,52,100.00 Million Rupees for shopping with over 4,75,46,000 transactions which include ATM and POS transactions made by Credit Cards only!

Managing and tracking of credit card expenses and payment is sometime difficult if you are using more than one credit card and to track these payments and expenses there are many applications present on the Android play store which turn out to be helpful in these situations. Smart Credit Card Use (INDIA) is OFFLINE and most SECURE app to track expenses made by your single as well as multiple credit cards and payments made towards your credit card’s bill in SMART way.

This application READs and analyzes SMSs sent

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Identity Theft & Shopping at Capital First – Indian Consumer Rights ?

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Identity Theft and ShoppingIndia is a country where citizens lack integrity. We have seen during the Telecom boom that for few bucks the Entire Income Tax PAN Card Database in Big Cities went for sale so that Telecom Distributors could open fake Accounts and distribute SIM Cards to get Spectrum which was linked to the number of subscribers. A reader of our website seeks help as he is a victim of Identity Theft. His plight is as below, [90395]

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StanChart Credit Card Settled – CIBIL Not Updated

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StanChart Credit Card SettlementA reader of our Advisory Services had paid the full outstanding on his StanChart Credit Card following the steps listed on Credit Card Full and Final Settlement in India. Yet there is deficiency of services from StanChart’s end and he writes about his woes seeking help [80114]

I was using Standard Chartered bank credit card till year 2008. Bank applied multiple charges and fees and so i decided to close this card. I had word with bank and bank asked me to pay INR 30,000 and assured me that nothing was due on me. They also issues me a letter saying that “Card is closed and nothing is due to me”. Now in 2013 i came to know that bank has updated

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CitiCard Cancelled – Can I Discontinue EMI Payment ?

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CitiCard Cancelled EMIA reader of our Advisory Services Writes to us seeking our Expert Advise on the Following Matter where the Consumer holds a Cit Credit Card. His Grievance is as follows, [66900]

I had a Citi Bank Credit Card which I lost. Hence I requested for a for new credit card and bank dispatched the same as well but due to address issue, it was not delivered on my address. Hence bank cancelled my credit card as i didn’t receive it in 180 days from activation. Bank never informed me about this policy. After some time, i submitted address proof in the bank but they replied that they are unable to re-activate my credit card as 180 days are already past but they have informed me

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What to Do When Your Credit Card Transaction is Cancelled / Failed ?

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Transaction-FailedIndia is a truly Unique Country in its own way. At one end it boasts of having the Second Largest Telecom Subscriber Network and on the other hand Credit Card transactions happening on these Telecommunications network fail quite often for connectivity reasons. Such an instance happened when the Credit Card Authorization was Cancelled / Failed as shown in the receipt to your left. However, the customer has received a SMS on Mobile message that Rs 500 transaction has happened with the outstanding balance indicated. The merchant will then demand you pay in Cash or Re-Do the Credit Card transaction on

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