ICICI Credit Card

ICICI Bank Credit Cards

Can ICICI Cards Division Unilaterally Deduct Money from Savings Account ?

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ICICI Cards Deducting BalanceA reader of our Advisory Service reports his plight where the Card Issuing Bank has deducted money from his savings account to recover his dues on credit card and wants to know if the Bank can do it ? He Writes as follows,

I had a credit card # 4477478289029005 against which some payments were due close to 6500 I did not get any notification because I had left my then current address for higher studies now by 2011 the total due because of late payment become around 12000 later when I get a new job in 2011 I opened an account with ICICI so all my details (mobile no email address) everything was available with ICICI still without any intimation they deducted money Rs 12000 from

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How to Dispute Credit Card Issued Without Customer Knowledge ?

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ICICI Credit Card FraudA reader of our Advisory Services is seeking help on an issue of Credit Card which was activated but not received by the customer and Bill are sent to him after 4 years. This is what he writes,

I had applied for an ICICI Bank credit card about 4 years ago and have not received it. But I keep receiving the payment notice letters and calls from

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Harassment by Credit Collection Agent – Pay to Bank or Agent ?

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ICICI Cards HarassmentA reader of our advisory services, Mr. Naresh Writes his plight seeking Help in distress on continuous Harassment by ICICI Bank’s Credit Card Collection Agency. His case is as below, [89359]

My ICICI Bank Card Number is 447746XXXX588001.Bank’s Collection agency sent an agent to collect my payment and he harassed my family. Moreover, I just made an online payment but he is harassing me to make the payment to him and not online. Why would he do that? I mean, I remember the Supreme court’s order on such agencies. I’m promptly making online payments. Let me continue the same way. Kindly guide me on how I deal with the bank in this situation.

Mr. Naresh is right in making the

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ICICI Credit Merchant Service Charges – A Review

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ICICI Bank Merchant TerminalUntil now most of our coverage has been keeping the consumer on mind. However, a reader of our site shares his plight as user of ICICI Bank Credit Card Merchant Services so that his experience will will stand as a review for others opting for ICICI Bank Card Merchant Service Terminals for their SMEs.

I have a Portable Terminal of Credit Cards in my Boutique. I have been paying a rent of Rs 300 plus taxes every month for

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Security Lapse in ICICI Credit Card Division Led to Fraud

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icici bank security lapseIt is not uncommon to hear about free flow of Personal Information from the Banks / Financial Institutions because of poor security measures and checks in the banking industry which is very vital at this point of time. A reader of our Website, a corporate customer from Delhi NCR writes about his plight of bitter experience with ICICI Bank Credit Card seeking advise as follows, [75012]

I am a credit card holder of ICICI Bank, my VISA credit card no is 43755XXXX490002. On 19.08.2013 Rs 70,000 has been debited from my credit card by fraud transaction. Even my mobile number has been changed without my knowledge. My mobile no is 7208877XXX but it is changed to 9967237891( I got to know this information from bank’s customer care). Among the fraudulent transactions,

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ICICI Debit / Credit Card Discount Offer on UC Benetton Shopping

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icici credit cards benetton offersIt is not uncommon for us to see that Retailers and Banks offering Credit Cards come up with join promotional offers. One such offer that is open is from ICICI Bank offering 15% discount for shopping in UC Benetton Apparel store. A reader of our site shares his experience on how he was taken for a ride and there was absolutely no customer care from ICICI Bank. His plight is as follows, [73943]

As per terms of offer advertised on ICICI bank website 15% discount [Screen Shot Available Here] was applicable on the purchases made with ICICI Bank credit card (goods value above Rs 3000). I made a purchase of

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