SaporDeals.Com Discount Card Fraud using Tele-Marketing with IVR

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SaporDeals FraudIn Nov-2013, we alerted all our readers with the new kind of Credit Card fraud that is going on in India where your credit card details are divulged by you and essentially without full knowledge you authorize a transaction over the phone. A Reader of our website, Mr. Akhil Gupta writes to us on how he was victimized by SaporDeals.com a Fraudulent Discount Card Website. [73447.2]

I want to alert all readers that some part of my

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ICICI Jet Privilege Credit Card Annual Fees Dispute

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icici bank jet priviliege cardA Reader of our Website Writes to us seeking suggestion on false Marketing of Credit Card by ICICI Bank. His case is as follows,

I got a credit card of ICICI Bank. Card type is Coral (JET Airways). When i applied for this card, the customer care told me this is free card for 1 year. I had word with Mr Bhandari in ICICI Bank. But when i got the first bill statement, there are two charges. Joining fee of Rs 1,250 and a Service Tax of Rs 154.50. So I have registered a complaint with ICICI Card Customer Care. When i am asking for cancellation, then are refusing my words. Please help me regarding this.

Firstly, Credit Card Applications whether

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ICICI Free Insurance On Credit Cards – Why is it a Trap ?

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icici credit card insurance offerIt is not uncommon to see Credit Card Companies offering Free Insurance with your Card. There are lot of Traps and Loopholes in the offers they make. One of our reader writes to us as follows,

I used to own a ICICI Credit card number 4477469985851008 for which I still get calls for pending payments even after settling the amount. The real issue is between ICICI bank and ICICI Lombard since I got a lucky draw offer of free health insurance for my parents from ICICI lombard. (Details given below). This mail is regarding the bill payment on credit card 4477469985851008. The bill showed a debit amount of

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How to Enable / Disable International Spend Credit Limits on HDFC Cards

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Indian Credit Card users witnessed massive Skimming Fraud with their Card being present in their own wallet purchases were made in Spain, South America etc. We wrote to the RBI to curb this menace. The Consumer Friendly and Pr-Active institution – Reserve Bank of India mandated that each and every Credit Card issuer give a liberty to the Customer to either Enable or Disable International Spending. Further, if International Spending is enabled, the Consumer must have a choice to set his own Credit Limit.

HDFC Bank Ltd, India’s Largest Credit Card Issuer put its IT department on an emergency work and was able to give a choice to its Customers [Enable / Disable International Spending]. Today we’ll walk you

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ICICI Bank Coral Credit Card Payback Points Not Given

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ICICI Bank Coral Card Payback PointsIt is not uncommon to see that your Bank encourages you to spend on your debit / Credit card and when it comes to credit the Points to your account they start giving one or the other reason. HDFC has cheated me by upgrading my card and then eventually setting the 9,000+ points in the account to Zero. A reader of our Site who is aggrieved by ICICI Bank, is narrating on how he was taken for a ride in the name of Payback

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What to Do When Your Credit Card Transaction is Cancelled / Failed ?

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Transaction-FailedIndia is a truly Unique Country in its own way. At one end it boasts of having the Second Largest Telecom Subscriber Network and on the other hand Credit Card transactions happening on these Telecommunications network fail quite often for connectivity reasons. Such an instance happened when the Credit Card Authorization was Cancelled / Failed as shown in the receipt to your left. However, the customer has received a SMS on Mobile message that Rs 500 transaction has happened with the outstanding balance indicated. The merchant will then demand you pay in Cash or Re-Do the Credit Card transaction on

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