Why Credit Cards Still Offer Promise Despite Modi’s Digital Hype ?

Credit Cards vs Digital WalletsIn an era of Modi Government’s Digital India, new companies are unable to offer any new service but are looking to make it simpler and importantly, more relevant for consumers as the broad perception is that banking is a relatively complex business and the user experience/interface is far from satisfactory. Banks are defending their business as they have better data of their consumer, brand or customer trust and a large distribution network.

Digital acceptance of payment is not too high as >90% of transactions still move by cash. The extinction of the credit card business is unlikely in the medium term. The value proposition of the card would still be appealing to the consumer, especially

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Smart Credit Card Use: Free Android Application to Track & Manage Cards / Expenses

SCU SMS BankingCredit cards also known as plastic currency is one of the best and secure medium of shopping and it is getting popular within today’s generation, especially in IT sector people. As per the Reserve Bank of India ATM & Card Statistics for May 2014, Indian people spent over 1,52,100.00 Million Rupees for shopping with over 4,75,46,000 transactions which include ATM and POS transactions made by Credit Cards only!

Managing and tracking of credit card expenses and payment is sometime difficult if you are using more than one credit card and to track these payments and expenses there are many applications present on the Android play store which turn out to be helpful in these situations. Smart Credit Card Use (INDIA) is OFFLINE and most SECURE app to track expenses made by your single as well as multiple credit cards and payments made towards your credit card’s bill in SMART way.

This application READs and analyzes SMSs sent

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