credit-card-account-closure

Unsolicited Credit Card Bill – Indian Consumer Rights

April 10, 2020October 28, 2015 by CardBhai

It is not uncommon practice in the Indian Banking Industry to issue Unsolicited Credit Card which may or may not have reached the end consumer. Here is a plight of our reader as he asks to fight the case against ABN Amro Bank which has been now referred to Goons / Collection Agents. He writes as under,

I first started receiving calls from ABN Amro Bank in 2007 for a credit card bill payment. That was the first communication from ABN Amro. I tried to explain them that I have not received the card and requested to track the delivery of the card. Which they never cared to do instead kept calling me and troubling my parent. They call once in 6 months or whenever am available in India and

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Kotak Credit Card – High Auto Debit Charges & Over Due Charges

February 12, 2014 by CardBhai

Kotak Mahindra Bank is the latest to expand its credit card offering but with heavy charges at every step you default. A reader of our Site writes to us about his woes and seeking guidance in using the Kotak Credit Card as follows, [73929]

I had applied for a Kotak Mahindra Credit Card in the month of June and I received the card in the first week of July. I used the card and kept on making the payments on time. Everything was fine. Due to some reasons, I had to switch jobs, due to which the date of my salary changed drastically. From 7th or 8th of the month to 28th of the month. I was worried because my whole

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StanChart Credit Card Account Not closed with Repeated Requests – What Next ?

November 9, 2013November 11, 2013 by CardBhai

It is not uncommon to see that Credit Card companies are unwilling to close Card Accounts of Long Standing Good Customers who have established good History. Such is the case of one of our readers who has a StanChart Credit Card and despite Full & Final Settlement, Payment and request for closure, the card account continues to be open. He Writes as Follows, [65692]

I have a Standard chartered credit card. When I applied for that card I was under the impression it was life time free card. Now every year they apply annual charge for the services.I have cleared all the due amount and requested them to cancel my card service multiple times. But they are not cancelling my card and also applying late charges every month. I have attached the

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